Luminous Group

Customized solutions for the regulated digital economy.

Regulatory advisory, risk management, training, and stablecoin & digital asset projects — built for businesses operating across blockchain, cryptocurrency, and emerging financial technology.

Talk to Luminous Explore services

Sectors we serve

  • Cryptocurrency exchanges
  • Stablecoin issuers
  • MSBs & money transmitters
  • Banks & fintechs
  • NFT & tokenization platforms
  • Public companies
  • Early-stage startups

About Luminous

Accelerating the transformation of the digital economy.

"A multifaceted practice for businesses building in the regulated digital economy — where compliance, technology, and capital markets intersect."

We work with clients ranging from startups to publicly traded companies, supporting growth through specialized business consulting, regulatory advisory, training, and risk management services. Our principals have deep experience advising on the use of blockchain technologies, digital currencies, and digital assets — including stablecoins, NFTs, and other emerging financial products.

5

Principals & advisors with decades of combined experience

3

Connected practice areas — regulatory, training, digital asset projects

U.S.

Federal and state regulatory coverage

Practice areas

Services

01

Regulatory Compliance & Risk Management

We advise, develop, and implement risk management and regulatory solutions — so clients understand and comply with the rules that govern their business.

  • BSA / AML compliance programs
  • KYC and customer identification frameworks
  • U.S. sanctions / OFAC compliance
  • State money transmitter licensing
  • Independent reviews and risk assessments
02

Training & Education

We help crypto professionals operating within MSBs, banks, and other financial institutions stay current on industry trends, regulatory developments, and emerging risks.

  • Online training and live webinars
  • Virtual AML bootcamps
  • Custom training built around your business model
  • Board-level briefings on regulatory developments
03

Stablecoin & Digital Asset Projects

We develop blockchain and digital asset solutions that generate new revenue, accelerate growth, and improve the efficiency of operating systems — built with regulatory considerations from day one.

  • Stablecoin program design and regulatory pathway
  • Tokenization and digital asset business models
  • NFT and digital collectible structuring
  • Process and infrastructure modernization

Our team

Principals and advisors with deep industry experience.

Carol Van Cleef

Carol Van Cleef

Founder & CEO

A recognized and highly sought-after global strategist with industry-leading legal and regulatory expertise in emerging technologies, blockchain, and digital currencies.

Kim Fudurich

Kim Fudurich

Director of Regulatory Compliance

A regulatory compliance expert on U.S. Bank Secrecy Act (BSA), Anti-Money Laundering (AML), Office of Foreign Assets Control (OFAC), and other compliance requirements affecting the digital asset industry.

Jamie Thompson

Jamie Thompson

Strategy & Operations

Advises Luminous clients on strategic and operational matters spanning growth, organizational design, and digital asset business model development.

Mary Pat Denney

Mary Pat Denney

Senior Advisor & Consultant

Senior advisor to Luminous clients on regulatory, risk management, and operational matters across financial services and digital asset businesses.

Nisa Amoils

Nisa Amoils

Strategy Advisor

Managing Partner at A100x Ventures, investing in early-stage blockchain and AI companies. 12+ years in venture capital and investing in blockchain since 2016, with multiple unicorns and exits.

Publications & podcasts

Industry insights from our team.

Speaking

Transform Finance — Charlotte 2026

Carol Van Cleef on the main stage: "Crypto and Compliance: Navigating the Future of Crypto and Digital Assets."

View all publications →

Forbes Article

Coinbase Ups the Ante Against the SEC

Carol Van Cleef quoted on Coinbase's legal offensive against the SEC and what it means for U.S. crypto regulation.

Read on Forbes →

Podcast

Crypto Token Talk

Carol Van Cleef hosts conversations with industry leaders on regulatory developments and digital asset business models.

Visit Crypto Token Talk →

See all publications & podcasts

Get in touch

Talk to Luminous about your project.

Tell us what you're building, and we'll be in touch to discuss how we can help.